Being involved in a car accident is no fun at all and it could be even worse if you don’t know what to do at the moment after the car accident strikes. But, what to do in case of a car accident? Here are a few things you need to know and act upon:

  1. Remain at the scene. Please don’t “hit and run”. If you were at fault or not, remaining at the scene of the accident could benefit you by saving you some unnecessary tickets.
  2. Call the police immediately. The police will take care of all the paperwork such as the police report, which you will need while opening a claim to your insurance company.
  3. Collect and exchange information with the other party(ies). What information should you ask for?
  • Name of driver(s), address, phone number.
  • Any witnesses? Get their info as well. Name, addresses and phone numbers.
  • Vehicle(s) information such as license plate number, year, make and model.
  • Name of insurance companies and policy numbers of the other drivers involved in the accident.

4. Once you have your police report ready, contact the claims department for your insurance company.

A few more tips:

Do not discuss the accident with anyone else but the police and your own insurance company.

No one needs to know right away your insurance coverage, so it is not necessary for you to reveal your policy limits.

If you are not sure how the accident occurred (believe me, this happens a lot) do not admit fault, everything will become clear once all the pieces come together.

Well, there you have them, if you didn’t know what to do in case of a car accident follow these simple steps. Be safe!