Archive for March, 2009

For many business owners, the road to success cannot be driven without company vehicles. They are a key component of the business’ continued operations and are essential to the company’s livelihood. And just as you’d never consider going on a job without all the necessary tools of your trade, you should never consider driving your business vehicle without the right insurance coverage. But finding the right commercial auto insurance company can be a tricky proposition.

There are lots of companies offering commercial auto coverage, so it’s important that you select one that meets the needs of your business. Of all the factors you’ll want to take into account, the company’s experience with commercial auto insurance and claims service will have the biggest impact on you and your business. Here are some questions to ask yourself as you consider different commercial auto insurance companies:

  • Do they have experience with your business type? How long has the company offered commercial auto coverages? Do they understand the insurance needs that are unique to your line of work? A carrier with commercial auto expertise ensures that you’ll get the right coverage for your business.
  • Do they excel in customer service? You need 24/7 service that is fast, accurate and focused on your bottom line. You also need the convenience of being able to handle your insurance business on nights and weekends, because you can’t count on having the time to deal with such matters during regular business hours.
  • Do they offer flexible, competitive products? Pay­ment options? Insurance rates can vary a great deal from company to company, so you’ll want to compare. You want flexibility in the types of coverages—and also payment options. Monthly bill plans can help small-business owners maintain necessary cash flow.
  • Do they have a demon­strated record of claims expe­rience? Keeping vehicle down-time to a minimum is vital to any business. Each minute a vehicle is out of commission affects your bot-tom line. Look for a company that’s known for efficient claims service and fast, fair resolution.

Did You Know?
Just as you’d never consider going on a job without the tools of your trade, you should never consider driving your business vehicle without the right insurance coverage. To get a FREE Commercial Auto Insurance Quote for Your Business Click Here Now!

Leave your Comment

Florida Garage Keepers Insurance – A Must for Garage Owners

As the name suggests, Florida garage keepers insurance are for people or companies who own a commercial garage, a parking lot or even an auto mechanic shop. If you are into this kind of business then it is a must that you get for yourself a garage keepers insurance because it will provide you with protection from liabilities and paying for damages if something unfortunate happen to any of the cars housed in your garage or parking lot at any given time.

Accidents happen all the time and however severe an accident can be, no one really wants it from happening. Owners usually want nothing untoward to happen to the cars under their care and will do everything that they can to ensure that the cars are always in good condition. Sometimes though, accidents still happen no matter how hard you try to prevent them. It is during times like these that the value of a garage keepers insurance will be most appreciated.

What a garage keepers insurance do is provide protection for damage to policy holder’s client’s car. With a garage keepers insurance you have the choice of having a comprehensive coverage, specific coverage or coverage for overturn and collision cases. A garage keepers insurance can either be comprehensive or specific. A comprehensive insurance covers damages to a vehicle caused by all of the following: theft, lightning, fire and even vandalism.

For example, a thief enters your garage and damages one or several cars under your care. If you are protected by a garage keepers insurance then all you have to do is file the damages to your insurance company and it will take care for it. Otherwise, you may have to pay for the damages out of your own pocket. So now are you convinced on how valuable a garage keepers insurance is?

If you are into a business that operates a garage or that requires you to house and safe keep cars and if your business is important to you then you must absolutely get a garage keepers insurance. It is one of the best things that you can do to protect yourself from losing money.

We are currently working with great companies so that we offer our clients with the best possible rates. If you would like to be quoted to find out how much would it be to add garage keepers insurance give us a call:

954-582-5800

Leave your Comment