So you’ve got your first car.. or you are about to, and you want to comply with the law but don’t want to spend too much money, right? While shopping for a policy that matches your needs there are a few things you should consider.

To start with the right foot and the right policy coverage, you should compare at least three quotes to make sure you are not missing out on anything. Nowadays, it is easy for you to go online, sort of what you are doing now, and compare at different websites for car insurance for first timers. In Florida though, I would suggest you actually visit an agent and let them work for you on this.

Specially, when it is your very first insurance policy and your very first car, you will need to learn a few things that you will learn nowhere else but with your agent. As a first time driver having the right insurance coverage for you is crucial.

This is the time when you start building up a relationship for life. Yes, for life! So it is most important that you are happy with your purchase and all of your questions are answered, rarely you will get this type of service online.

An actual agent will not only answer your questions, but he or she will review a few quotes that are best for you and your personal needs. Your agent will discuss them with you and you will make the final decision.

At Atlantica Insurance Agency we can work with you to find you an affordable yet effective policy within the many companies we work with that specialize in car insurance for first timers.

We are young as you are and we understand your needs perfectly. Give us a call or visit us at our office. We are located in Margate, Florida.

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Being involved in a car accident is no fun at all and it could be even worse if you don’t know what to do at the moment after the car accident strikes. But, what to do in case of a car accident? Here are a few things you need to know and act upon:

1. Remain at the scene. Please don’t “hit and run”. If you were at fault or not, remaining at the scene of the accident could benefit you by saving you some unnecessary tickets.
2. Call the police immediately. The police will take care of all the paperwork such as the police report, which you will need while opening a claim to your insurance company.
3. Collect and exchange information with the other party(ies). What information should you ask for?

• Name of driver(s), address, phone number.
• Any witnesses? Get their info as well. Name, addresses and phone numbers.
• Vehicle(s) information such as license plate number, year, make and model.
• Name of insurance companies and policy numbers of the other drivers involved in the accident.

4. Once you have your police report ready, contact the claims department for your insurance company.

A few more tips:

Do not discuss the accident with anyone else but the police and your own insurance company.

No one needs to know right away your insurance coverage, so it is not necessary for you to reveal your policy limits.

If you are not sure how the accident occurred (believe me, this happens a lot) do not admit fault, everything will become clear once all the pieces come together.

Well, there you have them, if you didn’t know what to do in case of a car accident follow these simple steps. Be safe!